Last updated: July 16, 2026
These Terms of Service ("Terms") govern your use of infinancial.com and any related pages, forms, and communications operated by IN Financial, a marketing brand of Integrous Financial LLC ("IN Financial," "we," "us," or "our"). By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the site.
The content on this website is provided for general educational and informational purposes. It does not constitute financial, tax, legal, or insurance advice, and it is not an offer to sell or a solicitation to buy any specific product. Reading this site or submitting a form does not create an advisor, agent, or client relationship. Any strategies or concepts discussed may not be suitable for your situation. You should consult a licensed professional before making any financial or insurance decision.
Insurance licensing. Insurance products referenced on this site are offered through licensed insurance agents and are subject to underwriting, product availability, and state regulations. Availability and terms vary by state and carrier.
You must be at least 18 years old and able to form a binding agreement to use this website. By using the site, you represent that you meet these requirements and that the information you provide is accurate and belongs to you.
When you submit a form and select the consent options, you agree that we may contact you by phone, text message, and email as described in those options and in our Privacy Policy. Consent to receive marketing calls or texts is not a condition of purchasing any product or service. You can withdraw consent at any time as described in the Privacy Policy.
All content on this website, including text, graphics, logos, the IN Financial name and marks, and the overall design, is owned by or licensed to Integrous Financial LLC and is protected by intellectual property laws. You may view and print pages for your personal, non commercial use. You may not copy, reproduce, republish, or distribute our content for any other purpose without our written permission.
You agree not to use the site in any way that is unlawful, harmful, or disruptive. This includes not attempting to gain unauthorized access to our systems, not interfering with the operation of the site, not submitting false or misleading information, and not using the site to transmit malicious code or unsolicited communications.
Our site may contain links to third party websites and may use third party tools to process forms and communications. We do not control these third parties and are not responsible for their content, practices, or availability. Your use of them is governed by their own terms and policies.
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non infringement. We do not warrant that the site will be uninterrupted, error free, secure, or free of harmful components, or that the information on it is complete or current.
To the fullest extent permitted by law, IN Financial, Integrous Financial LLC, and their owners, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of or inability to use this website, even if we have been advised of the possibility of such damages. Where liability cannot be excluded, it is limited to the greatest extent permitted by law.
You agree to indemnify and hold harmless IN Financial, Integrous Financial LLC, and their owners, agents, and affiliates from any claims, losses, liabilities, and expenses, including reasonable attorney fees, arising from your misuse of the site or your violation of these Terms.
These Terms are governed by the laws of the State of New Jersey, without regard to its conflict of laws rules. Any dispute relating to these Terms or the site will be subject to the exclusive jurisdiction of the state and federal courts located in New Jersey.
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the site after changes are posted means you accept the updated Terms.
If you have questions about these Terms, contact us at:
Integrous Financial LLC
IN Financial
22 Sentry Ct, Basking Ridge, NJ 07920
Email: info@infinancial.com
Phone: (848) 391-1111